[Intro — Instrumental] (Acoustic guitar & pedal steel arpeggio, light bodhrán brush, faint tin whistle motif) [Verse 1 — Male] [Male: warm country twang, gentle Irish lilt on words marked *] Headlights halo on the rain-slick road, we pulled in slow Your breath fogged the windshield, coffee-steam and radio License plate's bowed like a memory, dented chrome that glows In that crooked parking lot, darlin', that's how a story goes [Pre-Chorus — Male] (soft fiddle pick, build) You laughed, said "reckon we'll be grand," I tipped my hat and smiled Simple things like diner sugar, your name on a receipt for awhile [Chorus — Male & Female harmonize] Minor fender bender, stole my heart (9 syllables) License plate lit like a neon spark (9 syllables) Dented chrome, coffee in my glove (8 syllables) Found my heart — Found my heart — (hook repeat, 3 words) [Verse 2 — Female] [Female: playful lilt, harmony on hook lines; soften on *words] You said your mama calls you a trouble, but she calls you proud and kind You told me how the county roads keep secrets we can find Fog on the mirror, tow's number scribbled under the light We traded numbers for the tow truck's name and laughed into the night [Pre-Chorus — Female with Male harmony] (brief tin whistle response, fiddle fills) A waitress poured two black coffees, she said "that'll warm ya, darlin'" We warmed our hands and warmed each plan, the world felt small and starlin' [Chorus — Male & Female, stronger harmony] Minor fender bender, stole my heart (9 syllables) License plate lit like a neon spark (9 syllables) Dented chrome, coffee in my glove (8 syllables) Found my heart — Found my heart — (repeat x2) [Bridge — Male lead, Female backing] [Marking turning point; decisive, tender] Now every little nick's a map — your laugh is scrawled in tin We signed the towman's log and left a note that said we'd been Two strangers with a midnight mess, but bless the chance we tendered We swapped a smile, two digits, and the tow truck's name remembered [Build — Instrumental lift] (fiddle and tin whistle trade, pedal steel swells, handclaps) [Final Chorus — Full band, gang harmony] Minor fender bender, stole my heart (9 syllables) License plate lit like a neon spark (9 syllables) Dented chrome, coffee in my glove (8 syllables) Found my heart — Found my heart — (repeat x4, call & response harmony) [Outro — Male & Female, close harmony] (Soft tin whistle echo, acoustic guitar & pedal steel fade) In that minor fender bender, darlin', reckon it's our start Found my heart — Found my heart — (linger on the whistle)